Agronomist notebook: Does crop insurance really work?
A maize farm ravaged by hailstorm in Nyeri. Crops vary greatly in size, type and environmental conditions, hence the need to get insurance services that meet your needs. PHOTO | FILE | NATION MEDIA GROUP
The losses incurred are so severe that some farmers are unable to continue with farming.
This can help increase the farmer’s resilience and production, as the insurance cover protects him or her from unseen setbacks.
Understand the terms and conditions for the insurance services since different companies have different policies as regards the services they offer.
Farmers can repay their loans during the time of crop failure with the support of the right insurance partner.
Even though the agriculture industry is classified as an essential service during the Covid-19 pandemic, farmers are still incurring huge losses due to natural calamities such as flooding, which has swept away crops on farms and some livestock.
Think of the frustration of waking up one day to find all your livestock stolen or dead and without any other means of income.
