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Is your mobile banking app enabling your bad money habits?

Mobile money transfer.

Mobile money transfer.

Photo credit: Pool

What you need to know:

  • Continue saving and investing even when your income has been threatened.
  • Build the discipline to avoid taking mobile loans on your M-Pesa or from mobile-based lending apps.



Mobile banking has made life easier, no one can dispute that. Unfortunately, for those who dive into it with reckless abandon, it is a slippery slope. 

This week, a writer narrates a close shave with the wrong side of online transactions and how she managed to break free from bad money habits.