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savings
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I am 26 and earn Sh55,000 net salary, how do I invest to retire by age 48?

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My name is Steven, and I am 26 years old. I work in a government agency in Nairobi, earning a net salary of Sh55,000. My monthly expenses include:

-HELB loan repayment: Sh3,300
-Rent, water, and electricity: Sh12,500
-Transport: Sh4,000
-Food: Sh5,000