December tricks us into a relaxed, laissez faire mood which often loosens our purse strings.
Then all of a sudden, January comes upon us like a rude shock. You see, while we were enjoying December, life went on.
The rent, insurance and school fees fell due. After the long Christmas and New Year party, you come back to your life and remember that you still need to eat and your mortgage, credit card car loan and other debts still need to be paid, whether you are broke or not.
The year is almost over and the holiday season is near. Just like in other years, December comes with many demands for your money. From sales signs urging you to buy things at a bargain to Christmas trees laden with fake gifts reminding you to buy gifts for your loved ones, wallets are under siege. There are also requests for donations by organisations or people who urge you to contribute some money so that the less-fortunate get to have a happy Christmas.
By this time business has started to slow down and some offices are preparing to close for the Christmas and end-of-year holiday. This means more time on people’s hands to meet for random coffees and lunches and then there is the actual holiday plan. You may be travelling or having guests over, and even if you are the guest, you may not want to walk through your host’s doors emptyhanded. December tricks us into a relaxed, laissez faire mood which often loosens our purse strings. Then all of a sudden, January comes upon us like a rude shock. You see, while we were enjoying December, life went on. The rent, insurance and school fees fell due. After the long Christmas and New Year party, you come back to your life and remember that you still need to eat and your mortgage, credit card car loan and other debts still need to be paid, whether you are broke or not. Many people find themselves in a lot of trouble in January. Christmas will not wave a wand on your problems and obligations and drive them away, but with just two weeks to Christmas, what, if anything, can you do differently?
