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I’m 27 earning Sh83K net. Should I take loans to buy car and build homes?

My name is Peter. I’m 27. I need your advice on how I can achieve money goals

What you need to know:

How do I achieve these three goals:

 1). To build my parents a house for Sh500,000 (Improvement to the current house)

 2). My own house Sh400,000 (simple structure bricks one/two bed)

 3). Buy car Sh500,000

My name is Peter. I’m 27. I need your advice on how I can achieve these three goals:

 1). To build my parents a house for Sh500,000 (Improvement to the current house)